Skip to Content Accessibility Information

Affiliated Insurance Producer - Originators - Financial Regulation

Last reviewed/updated: August 19, 2025

An Affiliated Insurance Producer is an insurance producer who also originates mortgage loans (takes applications and/or offers or negotiates loan terms). To qualify for this license, an individual must:

  1. Originate loans only for a single financial institution described in Md. Code Ann., Fin. Inst. Art. § 11-502(b)(1) that has been approved by the Commissioner;
  2. Be a licensed insurance producer in good standing; and
  3. Be appointed as an insurance producer for an insurer that controls, is controlled by, or shares common control with either:
    • the financial institution described above, or
    • a mortgage lender licensee that is approved by the Commissioner and only originates loans for the approved financial institution under an exclusive contract.

For more detailed information on this license type please proceed to the NMLS Resource Center.

License Requirements and Fees

Additional Information and Documents


Laws, Rules, and Regulations

Applicants and licensees are expected to be knowledgeable about and in compliance with the Maryland Mortgage Originator Law, and any other applicable State or Federal statutes, rules, and regulations. Maryland laws, rules, and regulations can be found by accessing the Annotated Code of Maryland and Rules and Code of Maryland Regulations (COMAR). Certain relevant Maryland laws, rules, and/or regulations include (Note: this is not a comprehensive list):