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Notice of Proposed Regulation: Virtual Currency Kiosks - Financial Regulation

December 3, 2025

The Commissioner of Financial Regulation proposes to adopt new Regulations .01 through .10 under new chapter, COMAR 09.03.16 Virtual Currency Kiosks.

To view the proposed rule, see the Maryland Register, Volume 52, Issue 24, Page 1201 (issued December 1, 2025). Please review the proposed rule thoroughly.

The purpose of this action is to enable Maryland’s virtual currency kiosk laws as a result of the Legislature’s adoption of Ch. 117 (S.B. 305), Acts of 2025, which created a registration requirement for virtual currency kiosk operators and created a registration requirement for each virtual currency kiosk.

This action establishes the Office of Financial Regulation’s (OFR’s) registration regulations by adding:

  1. Definitions for certain undefined terms used for virtual currency kiosks;
  2. A description of the registration procedure for kiosk operators and kiosks;
  3. Procedures for fee refunds;
  4. A description of the fraud prevention requirements;
  5. A description of the communications and notice requirements;
  6. A description of the lighting, safety, and signage required;
  7. A description of the screen disclosures timing;
  8. A description of the information required on receipts;
  9. A description of the annual report required.

Comment Period

Please send comments to Amy P. Hennen, Assistant Commissioner for Policy and Engagements, Office of Financial Regulation, by email at [email protected] or by phone at 410-230-6094. Comments will be accepted through January 2, 2026.